Ownership is a State of Mind!
It starts with you! Plan today for tomorrow's Mortgage
In addition to our agency and Jumbo product lines, we have an abundance of specialty mortgage products for homebuyers.
About Us
Financing
Special Products
Financing
Jumbo Loans
Commercial Loans
Renovation Loans
Conventional Loans
First Time Homebuyer Loans
FHA Loans
Down Payment Assistance
VA Loans
USDA Loans
Bank Statement Loans
Reverse Mortgages
Interest-only Loans
Fixed-rate Mortgages
Adjustable-rate Mortgages
Why us?
Special Products
Financing
Whether you’re looking to buy, build, or refinance today, or a year from now, our experienced mortgage team is here to help. We create experiences that matter to you and offer a variety of loan options for homebuyers with competitive mortgage rates in today's market.
Call Melinda Bellinger today to achieve the speed and service you deserve!
Special Products
Special Products
Special Products
Doctor Loan Program
First Time Homebuyer Loan
Keys On Time Program
Secure Lock Program Jumbo Investor Loan
VA High Balance Mortgage
Home Ready Mortgage
Home Possible Loan
First-Responder Loan
Manufactured House Loans
Mortgage Rates for all!
The Process
Ready to Get Started?
Ready to Get Started?
Ready to Get Started?
Your mortgage is personal, and I understand that. I am dedicated to finding you the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for YOU!
Borrower Needs List
Ready to Get Started?
Ready to Get Started?
Copy of Valid Driver’s License
Copy of SS Card
Paystubs- Most Recent 30-days
Most Recent Bank Statements
W2s - Most Recent 2 years
*If self-employed, Recent 2-years of personal & business taxes.
If applicable...
Recent statement for 401K or other retirement accounts, DD214, Divorce Decree, Bankruptcy paperwork, Child Support agreement, etc.
Apply Now!
Ready to Get Started?
Apply Now!
First Step to qualifying for a mortgage is completing an application. Use this link to create you account and download my FREE Mobile app and loan Calculator tool.
See which programs you are eligible for and how much purchase power you have?
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NMLS CONSUMER ACCESS LINK: NMLS #1850
© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
Licensed by the Dept. of Business Oversight under the CRMLA.
Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.
Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713
Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Melinda Bellinger Keeps the Mortgage Process Easy!